Here are Two Quick and Easy Ways to Finance Our Metal Buildings

enclosed metal carport

When it comes to owning metal buildings from Newmart Builders Inc., you have two options to finance it: traditional financing and FlexLease. Both options have multiple terms to fit your lifestyle best and have online applications with immediate approval or denial. Today’s blog post will explore both of these financing options and help you choose which one is best for you to add a metal building to your property or business.

Traditional Financing for Metal Buildings

Newmart Builders is proud to partner with RTO National, a leading provider of rental and financing options for backyard storage and products. RTO National provides 100 percent financing with approved credit, which means no down payment for garages, metal carports, and barns. You can apply online and receive instant approval or denial. When you finance your metal buildings, your terms and rates depend on the amount invested.

Rates and Terms

Anytime you finance something, there will be an interest rate and a term of the loan. With RTO National, rates are as low as 9.99 percent fixed APR with approved credit. There are also 24-, 36-, 48-, or 60- month terms. The 60-month financing option is only available if the amount financed is greater than $8,000.

With approved credit, you can finance up to $20,000 with zero percent down. Lower credit scores would require a down payment and offer a lesser amount for financing. As well, buildings that are $6,000 or more will require that the customer must be the landowner where the building is being installed.

Financing Requirements

One of the requirements to finance a metal building is that your income may need to be verified if your credit is low or your reported income doesn’t match your credit report. You must also be a homeowner to obtain traditional financing for one of Newmart Builders’ high-quality custom metal buildings.

Payment Options

Once you secure your traditional financing through RTO National, your first payment is due on the 5th of the month following the delivery of your building. You can mail a check or money order to RTO National, call an RTO customer support specialist at 866-983-6900, and pay with a credit card, debit card, or e-check. They also have a customer payment center to make a payment online 24/7. Automatic payments are also available, so you can be sure that you don’t ever miss a payment.

Contact us today if you’re ready to own your metal building through Newmart Builders Inc. and need quick and easy financing options. We’d love to help you find the perfect custom metal building for you.


The second option to finance your metal buildings from Newmart Builders is FlexLease. FlexLease is for steel structures and carports with prices between $1,000 and $15,000. Credit is not needed for FlexLease, and you can receive instant approval online. FlexLease is not a loan or a credit card, but RTO National purchases the unit from Newmart and leases it to you. Like traditional financing, there are several terms and payment options available, along with specific requirements.


When you FlexLease a metal building from Newmart Builders, you have term options of 24-, 36-, 48-, and 60-months, depending on the lease amount. Leasing your high-quality steel structure is the most flexible path to ownership with early buyout, cancellation, and upgrade options.

FlexLease Requirements

To secure a FlexLease, you must be a landowner and be able to provide proof of ownership via mortgage papers or tax bill if RTO cannot easily verify ownership. You also need a legible, valid driver’s license. We want your FlexLease to benefit you and your budget. Therefore, the payment cannot be more than 25 percent of your monthly net income. Proof of monthly income is required.


To start a FlexLease, you only need the down payment at the time of the lease. Just like with traditional financing, you can mail a check or money order to RTO National, call their customer service, and pay with a credit card, debit card, or through their online customer payment center.

Finance Your Custom Metal Buildings Today

At Newmart Builders Inc., we know that providing convenient financing options for metal buildings for your property or business is a critical factor in choosing a metal building provider. Our high-quality metal carports, boats and RV storage, metal garage buildings, steel barns, and metal farm buildings can be yours through traditional financing or FlexLease, both financed through RTO National. While each has its terms and requirements, they both provide easy and convenient payment options. Contact us today to choose the right prefab metal building for you.